Privacy Policy | MoneyHubb

At MoneyHubb, we take your privacy seriously. This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our AI-powered receipt analysis and shopping prediction service.

📊1. Information We Collect

Account Information:

Email address
Name (if provided)
Authentication credentials

Receipt Data:

Receipt images you upload
Purchase history (items, prices, merchants, dates)
Extracted text and transaction details

Usage Data:

Features you use and interactions with our service
Device information and browser type
Log data and analytics

🎯2. How We Use Your Information

We use your information to:

Analyze your receipts using AI to find savings opportunities
Predict when you'll need to repurchase items based on your history
Provide personalized price comparisons and shopping recommendations
Monitor prices and alert you to deals
Improve our AI models and service quality
Communicate with you about your account and service updates
Provide customer support

🔒3. Data Storage and Security

Your data security is our top priority:

Encryption: All data is encrypted in transit (HTTPS/TLS) and at rest
Secure Storage: Stored on Supabase, a SOC 2 Type II compliant platform
Access Control: Your data is only accessible by you and our AI processing systems
No Sharing: We never sell, rent, or share your personal data with third parties for marketing
Industry Standards: We follow industry best practices for data protection

🚫4. We Do NOT Sell Your Data

MoneyHubb's business model is subscription-based, not data-based.

We make money from subscriptions, not from selling your data
Your purchase history is private and never shared with retailers or advertisers
We do not create user profiles for advertising purposes
Your savings are yours - we don't monetize your shopping behavior

🔗5. Third-Party Services

We use the following trusted third-party services:

Supabase

Database, authentication, and secure storage

AI Processing Services

Receipt analysis and AI-powered recommendations from third-party machine learning providers

Sign in with Apple & Google OAuth

Secure sign-in options (optional). Apple Sign In allows you to hide your email address using Apple's private relay feature.

Amazon

Price comparison and affiliate links (we may earn commissions)

Each service has its own privacy policy. We only share the minimum data necessary for these services to function.

✅6. Your Rights

You have the right to:

Access

Download all your data at any time

Delete

Permanently delete your account and all associated data

Modify

Update your account information and preferences

Portability

Export your data in a machine-readable format

To exercise any of these rights, contact us at: ceo.lena@moneyhubb.com

⏳7. Data Retention

We retain your data while your account is active
If you delete your account, all data is permanently deleted within 30 days
Backups are securely overwritten within 90 days of account deletion
Some aggregated, anonymized data may be retained for analytics (no personal identifiers)

👶8. Children's Privacy

MoneyHubb is not intended for users under 18 years of age. We do not knowingly collect personal information from children. If we discover that we have collected information from a child under 18, we will delete it immediately.

📝9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by email or through a prominent notice in the app. Your continued use of MoneyHubb after changes constitutes acceptance of the updated policy.

📧10. Contact Us

If you have questions about this Privacy Policy or how we handle your data, please contact us:

Email: ceo.lena@moneyhubb.com

Website: www.moneyhubb.com